Four coins -- usually four nickels or four dimes -- are placed around the candle in the form of an equal-armed cross, oriented North, South, East, and West.
The coins that surround the candle should all be of the same denomination. Back in the days when women often did not have jobs outside the home and the husband brought home all the pay, it was said that the four coins should be ones that were freely given by the husband to his wife. Nowadays, when most women have their own jobs, that is probably not so important, but the idea of the four coins remains.
After the coins are put into place, the candle is lit and the 23rd Psalm is recited aloud. When the candle has finished burning, the coins are buried at the four corners of the house to let the work continue. The candle wax (and the paper the candle was sitting on) is buried under the house, thus again forming a five-spot pattern. If the house is built in such a way that you cannot get under it, the wax may be buried at the front door instead.
Old spells like this can be adapted for use by people who live in apartments, but how they do so is going to be unique to their own situation. In any case, it is important to properly dispose of the ritual remains of the spell by laying them in the corners.
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